California has been experiencing a crisis in the insurance market, soon to be worsened by the fires that have ravaged Southern California. The economic climate in our state has caused a whole host of insurers to pause policy renewals, cancel current policies, or leave the state all together.

The state needs competition back in the marketplace to mitigate risk for natural disaster, and always protect consumers. 

Affordable Rates

• Stop Insurers from Leaving California by ensuring a stable and fair regulatory environment
• Incentivize home hardening measures to mitigate against wildfire and flood
• Create Financial Solvency for the FAIR Plan

Efficiency

• Investigate and prosecute those who commit insurance fraud
• Simplify the claims process
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